Cyber Liability

Eligible States: Florida, California, Georgia, Texas

Monoline Cyber Liability coverage available for community associations.

Classes Considered
- Residential Condominium Associations
- Commercial Condominium Associations
- Cooperatives
- Homeowners Associations
Coverages Offered
- Breach Response & Breach Response Costs
- Data & Network Liability
- Regulatory Defense & Penalties
- Payment Card Liability
- Media Liability
- Cyber Extortion
- Data Recovery
- Business & Dependent Business Interruption Loss
Eligible Territories
- Florida
- California
- Georgia
- Texas
Features and Options
- Property Manager automatically included
- Limits offered include $100,000, $250,000, $500,000, and $1,000,000 Annual Aggregate plan options
- Deductible: $5,000 Each Incident or Event
- Continuity Date: Inception of Policy or can be matched with prior DEC page
Eligibility and Authority Levels
- 3rd party property management firm required
- No claims or complaints with respect to privacy, a breach of information or network security, unauthorized disclosure of information during the past 5 years
- Applicant must not be aware of any fact, circumstance, situation, event or transaction which may give rise to a claim or loss under the proposed insurance or to any obligation to provide breach notification to any third party
- Applicant has not been subject to any government action, investigation or subpoena regarding any alleged violation of a privacy law or regulation
- Applicant has not notified consumer or any other third party of a data breach incident involving the applicant
- Applicant has never experienced an actual or attempted extortion demand with respect to its computer systems
- Gross Annual Revenue up to $4,000,000 (Refer to underwriting for higher revenue)

*** Disclaimer: This is a general eligibility summary and other guidelines can and will apply. #CYBERLIABILITY